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Qualifying Veterans
… can buy or construct a home, or refinance an existing home mortgage, with as little as $0 down, great rates, and financing up to $453,100 – more if you live in certain high-cost area or you increase your down payment.
VA Loan Eligibility Requirements
To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs.
Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.
It’s ultimately up to the VA to determine eligibility for the home loan program, but veteran borrowers can get a good idea by looking at the VA’s basic eligibility guidelines. Reno VA Benefits
VA loans require no down payment, because they offer 100% financing.
VA loans require no mortgage insurance, usually lower interest rates, and low closing costs.
A Certificate of Eligibility (COE) states whether an individual is eligible for the VA loan and the dollar amount of eligibility available.
